FHA Mortgages are insured by the Federal Housing Administration (FHA), making them easier to obtain than conventional loans in most cases. Additionally, FHA loans allow for a lower down payment than conventional mortgages (3.5%) making them very popular with first-time home buyers.

FHA Mortgages must meet the following criteria:

  • Loan Limit in Oklahoma $275,665.00
  • Minimum 3.5% down payment.
  • 640 Minimum Credit Scores.
  • Up Front Mortgage Insurance 1.75% of Loan Amount
  • Monthly Mortgage Insurance .85% of Loan Amount Divided by 12 months

To find out if you qualify for an FHA loan, please contact us directly.

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